Astha Life

Astha Life Insurance

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Accidental Permanent Total Disability (APTD)

Who we are

This coverage provides payment of a lump-sum amount that is equal to the principal Sum Assured (SA), if the Insured Employee becomes totally & permanently disabled from bodily injury directly through an accidental means, so as to be wholly prevented from performing any occupation for remuneration or profit. In the interpretation of this definition, the Company will, however, recognize as PTD the entire and irrevocable loss of any of the followings

Feature & Benefit

Loss of Sight Loss of Hands Loss of Feet Loss of Hand and Foot

Total & Permanent Disability is assumed if-

Description of Accidental PTDBenefit Payable
Permanent and complete loss of sight in both eyes
100 % of 1x SA

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